From pre-approval to closing day — what to expect, what it costs, and what to ask.
Buyer closing costs in North Carolina typically run 2-5% of the purchase price, covering lender fees, attorney fees, taxes, and prepaid items.
BuyingYes — new construction homes can still have defects. Here’s why an independent inspection matters even on a brand-new build.
BuyingPre-qualification is an estimate based on self-reported info; pre-approval is a verified commitment based on documentation. Here’s why the difference matters.
BuyingClosing on a house in North Carolina typically takes 30-45 days from accepted offer, depending on loan type and how quickly conditions are met.
BuyingMinimum credit scores for NC home loans range from 500 for FHA to 620+ for conventional. Here’s what you need by loan type.
BuyingDown payment requirements in Fayetteville, NC range from 0% for VA loans to 20% for conventional loans without PMI. Here’s what buyers actually need.